Top Illinois Insurance Questions and Answers

Insurance Resource Center Ask an Insurance Agent

Ask an Insurance Agent

Featured Article

How much is Homeowners Insurance in Illinois

How Much Does Homeowners Insurance Cost in Illinois?

Without the right coverage, just one catastrophe could be devastating to a homeowner. A natural disaster or act of vandalism could cause extensive damage. Fortunately homeowners insurance exists to help us prepare for these incidents and more, and an Illinois independent insurance agent can help you find coverage and costs.

If You Get into a Car Accident and the Other Driver Takes Off, Who's Responsible?

If you're the victim of a hit and run in Illinois, your car insurance may cover the damage as long as you have the proper coverage. Get liability insurance and uninsured motorist insurance when you work with an Illinois independent insurance agent. Agents can help you secure the auto insurance you need to be protected.

If Your Home's Sewage Line Busts, Who's Responsible?

A busted sewer line is the responsibility of the homeowner. Illinois home insurance can help pay for damage as a result of plumbing issues, but you'll be left paying out of pocket for costs associated with replacing the sewer line. Extra insurance is available. Work with an independent insurance agent to get covered.

If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

If a professional service is doing work on your landscaping and causes damage to your neighbor's property, are you or they responsible? Work with an Illinois independent insurance agent to understand the aspects of your home insurance and how it can help if you're held responsible for an accident such as this.

Downtown Chicago Parked Car at Night. Driving without insurance in Illinois.

What Are the Penalties for Driving without Insurance in Illinois?

It's important to know your state's penalties for driving without insurance. In Illinois, a minimum of bodily injury liability, property damage liability, and uninsured motorists insurance must be carried. An Illinois independent insurance agent can help you get equipped with all the car insurance you need in your state.

Best Insurance Companies in Illinois

An Illinois independent insurance agent can help you find all the best insurance companies in your state, whatever your coverage needs. They can shop and compare quotes from many different carriers for you. Until then, here's a rundown of some of what we consider to be the best insurance companies in Illinois.